We estimate the likely cost (your share) based on the claims we’ve paid out to our community in the last 12 months. The price is purely for guidance and your actual share will vary every month.

Your cap (the maximum we will ever charge you in a month) is a fixed amount. It is based on the value of your bikes and gear and is there to protect you if a high number of damages or losses occur in the community.

In previous months our customers paid the following % of their cap:

If you would like to know how we calculate your actual share as a member of Laka, check out the details in this article: How we calculate your share.
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