Certain types of British Cycling memberships do include third party liability insurance; however no British Cycling membership (including race membership) will cover you for your liability to a fellow British Cycling member during any race, time trial or timed event.

CTC (Cycling UK) membership does include liability cover but this will not cover you during any races or timed events.

No British Cycling or CTC membership will cover you if you’re using your bike for work.

The above is true to the best of our knowledge at the time of writing.
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