Laka’s Third Party Liability Insurance will protect you in the event that you are responsible for injuring or killing someone, or damaging their property whilst you’re out riding, racing or working on your bike.

This could happen if you hit the wing mirror of a car, crash into a fellow racer or spectator, collide with a pedestrian or you cause a car to crash whilst out on the road.

If you are found to have caused the death, injury or damage to someone’s property a court can order you to pay a claimant compensation.

The amount awarded will take into account factors such as; the claimant’s medical costs, the claimant’s loss of earnings and / or the cost of replacing or repairing damaged property. 

A Laka Third Party Liability insurance policy will cover the legal costs of defending you against such a claim and any compensation you are ordered to pay a claimant up to £2,000,000.

If you do not have liability insurance you would still be obliged to pay any compensation awarded but you would have to fund this yourself.
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